You are essentially going to be playing catch up if you are a night owl. If I’m up early in the morning, I’m prepared before the day starts or the businesses are open. And you sleep until what? 11 or 12? What time are financial markets opened? What time does the mail get delivered? Before you awake. If I get an urge after my preparation to call a certain company, are they opened at 2 AM? I don’t think so.Want Jaret's Famous 365 series on MP3? When you order a copy of Jaret's book, you can upgrade to a USB drive with all 365 MP3's on there.
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